At David B. Crother Health Insurance, we want to make sure you have the coverage you need at a price you can afford. There is a multitude of health & life insurance products available. Our job is to find a plan that’s perfect for your lifestyle, as well as your budget. There are a myriad of changes currently taking place due to the Affordable Care Act, so it is important, now more than ever, for you to make an educated health care decision – for you, your family and/or your business.

Our specialty is knowledge and customer care. There are no additional costs for our services. We will assist with your applications, claims, payment information, prescription drug coverage, and the underwriting process. We work for YOU, not the insurance companies. We take pride in our service and treat all of our customers like family!

We are a local business here in the Yuba Sutter area and have 32 years of combined experience in life and health care insurance. We would love to have the opportunity to work with you to find the best insurance solutions for you and your family and/or your small business. Please contact us today to learn more about your current health care options!

David Crother grew up in Sutter, California and has lived in the Yuba-Sutter area all of his life, except while attending Sacramento State, where he earned his bachelor’s degree in Geology. David has been insurance- licensed since 1987. He spent 9 years as a captive agent with Prudential Life and has spent the remaining years focusing entirely on health insurance for individuals, small groups, and seniors. In addition to these areas of expertise, David still offers life insurance and ancillary products such as vision, dental, disability, etc. In his spare time, David loves to golf, work in his yard and spend time with his family.

David is a member of the National Association of Health Underwriters (NAHU) and received his Life Underwriting Training Counsel Degree through American College in 1992. In 2008, David completed his Registered Health Underwriters credential. The RHU credential is the premier credential in the health insurance industry. David is also a member of the Yuba Sutter Chamber of Commerce, LeTip of Yuba City and Peachtree Golf and Country Club.

Kathryn Steele’s greatest strength is working with people and providing service above and beyond what most agents would do. She has been a licensed agent since 2005 and you can be assured that you will receive exceptional service and enjoy working with her. Kathryn is currently responsible for helping you find the product to best fulfill your needs, providing quotes for those products, processing applications, and following up with you and the company during the underwriting process. She enjoys gardening and cooking, along with spending time with her two grown daughters.

Kylie Steele  has been with David B Crother for 2 years as of February 2016.  She assists with paperwork and filing, keeping David and Kathryn up to date with additions, deletions and with the application process. She is usually the one that is asked to call the insurance companies and deal with the problems that arise, which is sometimes the hardest part of our job.  She is fast and accurate in handling all of the paperwork and is great on the phone with our clients.  She also takes care of all of the scheduling for David and Kathryn, and when we are out of the office, she handles things while we are gone.  We enjoy having her working with us.   Kylie was married in May 2015 to Gage Navaraz and they reside here in Yuba City.

Our objective at David B. Crother Health Insurance Broker is to take the time to get to know the needs of every client we work with. We know your health care needs are changing constantly and we want to spend time getting to know you and your particular situation so that we can offer the best solutions. We promise to treat all of our clients in the same manner as we would like to be treated.

As brokers we represent many insurance companies and offer a variety of plans to fit your familyʼs and/or employees needs. We offer complimentary quotes that focus on health insurance for individuals, families, the self-employed, small business employers, and supplemental and drug plans for those over age 65. We also help individuals and employers with Life, Dental, Vision, Employer sponsored or Voluntary products, along with Supplemental benefits such as Sickness and Accident or Cancer only policies.

We will spend the time to listen and understand your needs. We will research all insurance plans to come up with a solution to fit your specific circumstances, goals, and budget. Our aim is to make sure you understand how the plans work and the potential impact it will have on you. We will assist you with all necessary paperwork throughout and following the underwriting process. It is our intent to simplify this process and make it as easy as possible to help you finance your health care.